The Cool Down on MSN
As California FAIR Plan hikes home insurance 29%, residents fear steeper bills
"When we came here, originally there were options and then one by one they began disappearing." ...
Raising your deductible significantly and trimming optional coverage rather than dropping it altogether could be the better ...
Driven by this strong El Niño cycle, NOAA predicts a quiet Atlantic hurricane season, but an above-average Pacific hurricane ...
Rising insurance premiums don’t have to derail your budget. These strategies can help you manage costs while keeping the ...
In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.
1don MSNOpinion
How to solve California’s home insurance crisis
California’s home insurance crisis continues to deepen. Homeowners, even those far away from fire hazards, are struggling to ...
Home insurance rates jumped 71% across Arizona between 2020 and 2025 and now are higher than the state's annual property ...
The authors’ findings reframe the homeowners insurance crisis as more complicated and more urban than the conventional climate risk narrative suggests.
California’s home insurance crisis is spreading far beyond fire-prone mountain communities — with suburban homebuyers now ...
After scaling back in California, State Farm and Allstate filed plans to begin writing new homeowners insurance policies, ...
In 2025, roughly 4.5% of Utah homeowners policies — or nearly 1 in 20 — were not renewed by insurance providers. That’s the highest rate in the country, and 1.5% higher than the number two state ...
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